In the morning

When I closed my eyes

You were sleeping in paradise

And while the room was growing light

I was holding still

With all my might

Oh

What if it's true

Oh what my heart says

Oh

What'll I do

What if this feeling

Becomes hard to part with

You were meant to play your part

In the design

Of a desperate heart

And while you gave your love to me

I was betting I was getting it free

Oh

If I'd only known

Oh what your heart cost

Oh

Can we call it a loan

And a debt that I owe

On a bet that I lost

In the evening

When you see my eyes

Looking back at you no disguise

I'm not sure who you think you'll see

I'm just hoping you'll still know that it's me

Oh

What if it's true

Oh better ask the man inside

Oh oh

There seem to be two

One steals the love and the other one hides

Yeah can we call it a loan

Till I'm paid in full

For the seeds I've sown

Yeah can we say that I've grown

In someway that we may have yet to be shown

Oh

If I'd only known

Oh what your heart cost

Oh

Can we call it a loan

And a debt that I owe

On a bet that I lost