I'm workin' 40 hours

And mroe if I can get it

Still need an extra job

So I can get more credit

Well I work hard because we charged

Tomorrow yesterday

I'm in debt over my head

The American way

It's already spent

Every dime I'll ever make

From the high cost of living

And what the government takes

I don't have to worry

Or wonder where it went

I sleep like a baby

'Cause it's already spent

I hear 'em talkin' on TV

'Bout where we should invest

Stocks and bonds mutual funds

401s and the rest

Well my retirement plan's a coffee can

And it's full of IOUs

My money goes to those I owe

And I bet you yours does too

It's already spent

Every dime I'll ever make

From the high cost of living

And what the government takes

I don't have to worry

Or wonder where it went

I sleep like a baby

'Cause it's already spent

Yeah it's already spent

Every dime we'll ever make

From the high cost of living

And what the government takes

We don't have to worry

Or wonder where it went

We sleep like babies

'Cause it's already spent

We'll sleep just like babies

'Cause it's already spent

Every last dime