He was driving home one evening

In his beat up Pontiac

When an old lady flagged him down

Her Mercedes had a flat

He could see that she was frightened

Standing out there in the snow

'Til he said I'm here to help you ma'am

By the way my name's Joe

She said I'm from St. Louis

And I'm only passin' through

I must have seen a hundred cars go by

This is awful nice of you

When he changed the tire

And closed her trunk

And was about to drive away

She said how much do I owe you

Here's what he had to say

You don't owe me a thing

I've been there too

Someone once helped me out

Just the way I'm helping you

If you really want to pay me back

Here's what you do

Don't let the chain of love end with you

Well a few miles down the road

The lady saw a small cafe

She went in to grab a bite to eat

And then be on her way

But she couldn't help but notice

How the waitress smiled so sweet

And how she must've been

eight months along

And dead on her feet

And though she didn't know her story

And she probably never will

When the waitress went

to get her change

From a hundred dollar bill

The lady slipped right out the door

And on a napkin left a note

There were tears in the waitress' eyes

When she read what she wrote

You don't owe me a thing

I've been there too

Someone once helped me out

Just the way I'm helping you

If you really want to pay me back

Here's what you do

Don't let the chain of love end with you

That night when she got home from work

The waitress climbed into bed

She was thinkin' about the money

And what the lady's note had said

As her husband lay there sleeping

She whispered soft and low

Everything's gonna be alright

I love you

Joe